Pay Over Time starting at 0% APR

Flexible payment options with Affirm, starting at 0% APR.

When inspiration strikes, Affirm gives you payment options to suit your budget. Just select Affirm at checkout to pay over time for your purchase starting at 0% APR.

Select Affirm at checkout

Get Flexible Monthly Payment Options

For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR.

Fill Your Cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

Choose How To Pay

Pick the monthly payment plan you like best. You'll never pay more than you agree to up front.

Pay Over Time

Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.

Buy With Confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

Transparent

Affirm tells you the total amount you’ll pay up front. That number will never go up.

Flexible

You choose the payment schedule that works best for you.

Fair

Affirm doesn’t charge late fees or hidden fees of any kind, ever.

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

See affirm.com/licenses for important info on state licenses and notifications.

FAQs

Yes there's no penalty for paying early
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
No, your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

You can visit their website at affirm.com

!