At instasmile, we want everyone to discover the confidence a new smile brings. That’s why we’ve partnered with Sezzle to offer a flexible, affordable payment solution to match your circumstances and requirements. Click the Sezzle option at the checkout.
Representative Example: Purchase your Classic instasmile with 4 payments of $87.50 ($350 total).
Buy what you love at 0% interest
Sezzle splits the purchase amount into 4 interest-free payments, spread over 6 weeks. There are no fees if you pay on time. There's no catch! Sezzle will be listed as a payment option during checkout. Just click on Sezzle to pay over time,interest-free.
Get approved instantly, shop securely
Forget about long, complicated application forms. Sezzle uses a sophisticated underwriting model to make a credit decision instantly at checkout.
No hard credit check
Approval takes less than a minute and Sezzle does not perform a hard credit check.
Enjoy your purchase!
Sezzle makes your payments easy and automatic. The next time you use Sezzle, they’ll have all your details saved and ready to go!
Who can use Sezzle?
To use Sezzle, you must:
Sezzle's extended payment product does not qualify as a credit product per Reg Z, which means there is no "hard credit" check typically associated with credit products.
Sezzle says the payments are interest-free. What’s the catch?
No catch. Sezzle is completely interest-free for shoppers.
The only fees you could potentially incur are failed payment fees and late payment fees. If your scheduled payment fails to process, you will be charged a $10 failed payment fee. Rescheduled payments will incur a $5 late payment fee.
Does Sezzle perform a credit check?
Sezzle's extended payment option not qualify as a credit product per Reg Z, however Sezzle still pulls your credit score as part of their risk check. Don't worry, this check won't have a negative impact. This is considered a 'soft check' of credit. Sezzle uses your credit information to help approve you, verify your identity and reduce fraud.
When do I make my first payment with Sezzle?
Your first 25% installment begins on the purchase date. This will be clearly communicated at the time of your purchase. Subsequent payments will occur every two (2) weeks, and your repayment is complete after six (6) weeks.
What is the checkout process like with Sezzle?
It’s fast and easy. Simply select Sezzle as your payment method during checkout. You’ll be asked to provide some basic information about yourself. They will secure the checkout using a one-time password that is sent via SMS text to the mobile number you provide. You will then be asked to select and login to your bank as the final step in our checkout. The entire process should take under 2 minutes for first time Sezzle users. Our secure checkout takes a few seconds to complete for our regular users.
What happens if I don’t make a payment to Sezzle?
If you don’t pay, you’ll receive reminders from Sezzle, and you will be charged a late fee of $10. Sezzle encourages you to make your payments on time because missed payments can have a negative impact on your limits with us and ability to use Sezzle in the future.
Is there anywhere I can read more information?